From the 14th of October, 2024, M-PAiSA mobile wallet is connected to the National Payment System (NPS), enabling the transfer of funds between banks and mobile wallets connected to the NPS.
Terms and Conditions for M-PAiSA Transactions through NPS:
The sending party (transaction initiator) must always coordinate with their respective bank or mobile wallet provider for any transaction-related queries. Account holder details (KYC/ID) must be verified before any transaction-related inquiries can proceed formally.
The response and resolution time for delayed or disputed transactions depends on the respective banks' or mobile wallets' resolution timeframes.
| Transfer Limits | |||
|---|---|---|---|
| Transfer From | Transfer To | Per Transaction Limit | Daily Limit |
| M-PAiSA | Banks / Mobile Wallet Transfer | $1,000 | $2,000 |
| Banks / Mobile Wallet | M-PAiSA Transfer | $5,000 | $10,000 |
| Transfer Fees | ||
|---|---|---|
| Transfer From | Transfer To | Per Transaction |
| M-PAiSA | Banks | $0.50 |
| M-PAiSA | MyCash | $0.50 (Effective 2nd November 2026) |
