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IOU Terms and Conditions

  • IOU $3 credit has 30 days expiry   
  • IOU $3 can be used for Premium Texting and any subscription based services. 
  • To check your IOU money, dial *131# 
  • $3.10 will be deducted to pay off IOU (recharge or through share credit). 
  • Note that IOU credit service is designed to assist in times of Emergency 
  • To qualify for IOU, your balance must be less than 20 cents 
  • $3 IOU offer is a promotional offer
  • Once your have borrowed IOU, you have clear $3.10 first before you can borrow again